You might have heard some chatter about how interest rates made a record spike recently. 

It stings even more if you were one of the buyers who decided to hold off from 2021-2022. Those sweet 3% interest rates? Gone for now.

And while many are crossing fingers and toes, eyes locked on the Fed for a glimmer of hope for those rates to drop, here’s a friendly reminder: Be careful what you wish for.

Sure, a dip in rates sounds amazing right about now, but there’s a catch — lower rates typically bring in a crowd.

More buyers = More competition. And that? That can push home prices right up. So, instead of waiting for someone or something else to determine your future, here’s a thought: Don’t try to time the market. 

Focus on what’s in your control — like figuring out a monthly payment you’re comfortable with and finding a home that fits snugly within that range.

Because when you find the right home at the right price, you won’t be wishing for anything else this holiday season!

If you know you’re ready to buy and you’re tired of waiting on the sidelines, reach out! I’m here to guide you